Методические указания по английскому языку по дисциплине английский язык предназначены для студентов изоп нгау всех направлений подготовки.
Скачать 1.3 Mb.
|
MONEY LAUNDERING TRENDS IN THE EUROPEAN UNIONThe money launderer changes the illicit proceeds from one form to another, often in rapid succession. The trend is towards acquiring tangible assets (such as cars, boats, aircraft, luxury items, real estate, and precious metal-s) with the bulk cash originating directly from criminal activity. Often, but not necessarily linked with offshore centres, the mechanism of shell or front companies has been detected. These are entities that generally exist only on paper. These legal entities are usually conducted specifically in order to carry out a wide range of criminal businesses such as financial fraud, especially in the United Kingdom, and fraud against the European Union, especially in the Netherlands, Belgium and Italy. They do not participate in actual commerce and are run by straw men, as often found in Italy. Their purpose is quite exclusively criminal and they often face a «law enforcement risk» from investigations about the real nature of their existence. This is the reason why they are closed down almost as soon as they are formed and often the accountancy books are physically eliminated in order to conceal any trace that could help future or further investigations. Money launderers are ever more oriented towards the use of non-bank financial institutions which are still not completely or properly regulated in some European Union member states. As they do not always come under the same obligation as the financial sector, because they are not allowed to undertake banking activities to earn interest, they are used especially at the placement stage for entering the cash into the financial market. There is evidence, especially in the Netherlands, Italy and Belgium, of criminal groups moving from major commercial banks to those called second line banks and often operating accounts in the name of offshore companies. The use of more sophisticated money laundering methods has also gone beyond wire transfers to include a seemingly endless variety of licit and illicit financial instruments. The possibility for criminal organisations to launder their proceeds through banking financial institutions exists without the knowledge of the illicit source by the financial or commercial operator or because of a more or less explicit complicity, if not even through a corrupted or criminally controlled institution. Individually or in concert, employees of financial or business institutions are in fact facilitating money laundering operations by willingly accepting large cash deposits, by failing to report transactions which exceed the threshold required by the law or by filing false reporting documents. This situation occurs for example in mature financial systems which are particularly exposed to organised crime, as Italy certainly is. There is, however, emerging concern about new banking practices within the European Union, such as direct access banking (favoured customers are given the bank's software and allowed to process transactions directly through their accounts) or suspense accounts (of banks with other banks). Pass-through banking by itself is posing a myriad of problems for regulators, by creating accounts within accounts, even banks within banks. These new bank services limit the utility of identification systems. Representative offices — an office representing a foreign bank that does not have a branch in a specific country, constitute another privileged target used by money launderers. Normal financial regulations do not always apply-to them because a representative office is not an official banking institution, while the office accepts deposits and transfers the funds into its own account without disclosing the identities of the owners of the deposits. FIRMS WANT PLAYERS, NOT SPECTATORSIf a degree ever did mean a job for Life, these days are long gone. Recruiters of graduates look for much more than academic success. They want to see a very broad range of skills in their successful applicants. While a good academic record will get your foot in the door as an applicant, selectors are seeking much more than that before they clinch the deal. Interviewers want to hear hard evidence of the competencies you need to do the job. This can be found in all aspects of your life. Recruiters will search through your employment experiences, holidays, leisure pursuits, sports, or activities in the students' union to discover if you have them. High on their list is commercial awareness. If you have worked in a pub, a shop or some other commercial organization, can you show that you ever saw it as needing to be profitable? Do you have any ideas about how the situation you were in could be improved? Employers want to hire people who have a 'can do' approach; those who get involved rather than those who stand on the sidelines and watch the world go by. Don't get carried away with your visits to art galleries, the cinema or football matches. Instead concentrate on things you did which achieved something, changed things for the better. While education may be an individual matter, employment is a team effort. Recruiters are keen to know what you have achieved in a group, on a committee, a sports team or simply with your flat-mates. If you can show that you took the lead, so much the better. Show, if you can, that you are a tactful communicator who can also be persuasive. Tell them about any situation in which you had to speak to an audience or persuade your Mends into a new activity. In the current climate most students can only make ends meet if they take part-time or vacation employment. It may be a chore, but you may find yourself in situations where customer care was important, where dealing with difficult clients was a problem you overcame. You may have thought how the business could be improved or worked in a team to achieve a particular goal. Tell interviewers what you did on that score. They will be impressed. Recruiters are not only interested in your o1ualifications when you graduate they also want to know what you have achieved, where you were employed and the things you made happen. People who have a 'can do' approach to life, who get involved instead of being a spectator, are extremely attractive to employers. That's just what they want you to do when you join them. |
Похожие:
 | Методические указания предназначены для студентов 2 курса всех специальностей заочной формы обучения |  | Методические указания предназначены для выполнения практических работ учебной дисциплины «Английский язык» для студентов 1, 2 и 3... |
| Методические указания предназначены для самостоятельного изучения студентами дисциплины и их подготовки к зачётам | | Методические указания предназначены для студентов II-IV курсов очной формы получения образования спо всех профилей |
| Методические указания предназначены для студентов I курса всех технических специальностей нгту, изучающих английский язык (уровень... | | Методические указания предназначены для студентов I курса всех технических специальностей нгту, изучающих английский язык (уровень... |
| Методические указания предназначены для студентов 3 курса заочной формы обучения специальности 15. 02. 08 «Судостроение» | | Методические указания предназначены для студентов 3 курса заочной формы обучения специальности 26. 02. 06 «Эксплуатация судового... |
| Методические указания предназначены для студентов 3 курса заочной формы обучения специальности 26. 02. 06 «Эксплуатация судового... | | Апалькова В. Г. Английский язык. Рабочие программы. Предметная линия учебников «Английский язык в фокусе» 5-9 классы. Просвещение,,... |